4.8 
3,000+ Google Reviews
Real estate investor’s Edge "The KING MAKER"
HARD MONEY + DSCR
1) HARD MONEY - 💥 Buy with as little as 10% down on hard money loans! 💎 This can Include all renovation costs.
2) After Rehab, Refinance using FULL ARV (Value) with NO Seasoning 🌟 Cash out up to 80% LTV with our ROYAL DSCR Loan.
👑 Rinse and Repeat pulling all your initial investment for a down payment on the next property and expand your Kingdom 👑
BRRRR
METHOD
1 Buy
Use a hard money loan to acquire undervalued properties. Unlike traditional financing, hard money loans can often cover renovation costs as well, allowing you to effectively force equity into the home through improvements. This approach not only accelerates the process but also enables you to invest with as little as 10% down, rather than the typical 20%.
2 REHAB
Fund necessary renovations and repairs with the hard money loan reserves. By renovating the home you increase the property’s value, you increase its attractiveness to potential tenants and rental income potential and set the stage for a higher appraisal and rent roll.
3 RENT
Once the property is rehabbed, you rent it out, generating a steady stream of income. This income will help demonstrate the property’s cash flow capabilities, a vital factor when refinancing with a DSCR Loan.
4 REFINANCE
With the increased property value from your renovations, you can refinance the hard money loan into a DSCR loan. This allows you to pull out your down payment and equity from the property while maintaining a monthly payment and cash on cash return. This step not only recoups your initial investment but provides additional capital for future purchases.
5 REPEAT
With the fresh capital obtained through refinancing, reinvest it into your next property. This cycle helps you build a robust real estate portfolio, creating wealth over time.
One of the most effective strategies to build wealth in real estate is the BRRRR method:
Buy, Rehab, Rent, Refinance, Repeat. Here’s how this method works when using a hard money loan for the initial purchase and rehab, leading to a DSCR refinance.
“We are proud to offer DSCR loans in nearly every state across the nation!”
CANNOT LEND IN: District of Colombia, Idaho, Minnesota, Nevada, Nebraska, Oregon, South Dakota, Vermont
Meet Brian
Your trusted advisor and head of DSCR King’s for all your real estate investing needs
With over 30 years of combined experience in residential and commercial finance, I began my journey as a Real Estate Broker at just 18 years old, and I’ve been passionately immersed in the industry ever since.
My expertise lies in empowering investors through portfolio leverage that enhances capital access and reduces the cost of funds helping investors grow their portfolio and expose options you may not recodnize alone.
I also consult in asset protection strategies, utilizing LLCs, Holding companies, and trusts to ensure that your legacy remains intact and doesn't fall to the government.
Moreover, I understand the art of maximizing your home’s value during appraisals and stay updated as a broker with my finger on the pulse of the business purpose and investor sectors.
With a keen awareness of which banks offer the best terms and highest leverage, I guide my clients through the intricacies of the ever-evolving banking landscape.
My mission is to provide exceptional service while unlocking creative solutions that help investors grow their portfolios and create generational wealth for their families.
Working together your portfolio will expand and grow beyond your wildest dreams. They don’t call me the DSCR King for nothing.
What Sets DSCR KINGS APART
80% Cash Out Refinance
No Seasoning on Value
85% LtV on Purchases
85% Rate & term Refi
APPRAISAL TRANSFERs
CLOSE IN A LLC
STR, MTR, LTR, Pad Split
NO RATIO & MIN 0.75 DSCR
Step Down PPP
No Credit Reporting
*Subject to deal qualifications
meet the team
CHARITY MCCANNA
LOAN OFFICER
NMLS# 2295821
Specializing in DSCR loans. Partners with Brian. Charity also heads up marketing, client support, operations and team managment.
KIMBERLY GORDON
LOAN PROCESSOR
NMLS# 1295827
Head of Processing and bank relations with over 20 years of experience. Kim is a knowledgeable expert that strives for excellense working dilligently so that no loan goes un funded.
OUR TEAM OF LOAN OFFICERS
BRIAN CARPENTER
LOAN OFFICER
NMLS# 1951580
20+ Years in Finance -Jack of all Specializing in Purchase, Primary and investment 2nd Mortgages and Consumer purpose (FHA and VA)
Josh Trujillo
LOAN OFFICER
Commercial mortgage broker and investor dedicated to making the lending process straightforward and hassle-free so clients can focus on getting their deals done.
NICK ROBERTSON
LOAN OFFICER
NMLS# 2073278
Servicing our Veterans and specializing in government-backed loans
RICKY CHRISTIAN
LOAN OFFICER
NMLS# 2563933
Ricky comes with a backgroud as a private money lender, proficient in rehabs and renovations leveraging the use of Hard Money with No Credit Checks or Appraisals
XAVIER SANCHEZ
LOAN OFFICER
NMLS# 2664683
Entrepreneur, former gym owner, and the guy business owners call when they’re ready to start building wealth through real estate.
ANDREW MALM
LOAN OFFICER
NMLS# 2663426
Our newest recrute with over 15 years in finance Andrew knows how to present a deal and get it funded.
