ABOUT US
With over 30 years of combined experience in residential and commercial finance, I began my journey as a Real Estate Broker at just 18 years old, and I’ve been passionately immersed in the industry ever since. My expertise lies in empowering investors through portfolio leverage that enhances capital access and reduces the cost of funds helping investors grow their portfolio and expose options you may not recodnize alone.
I also consult in asset protection strategies, utilizing LLCs, Holding companies, and trusts to ensure that your legacy remains intact and doesn't fall to the government. Moreover, I understand the art of maximizing your home’s value during appraisals and stay updated as a broker with my finger on the pulse of the business purpose and investor sectors.
With a keen awareness of which banks offer the best terms and highest leverage, I guide my clients through the intricacies of the ever-evolving banking landscape. My mission is to provide exceptional service while unlocking creative solutions that help investors grow their portfolios and create generational wealth for their families.
Working together your portfolio will expand and grow beyond your wildest dreams. They don’t call me the DSCR King for nothing.
OUR TEAM OF LOAN OFFICERS
Charity McCanna isn’t just a Mortgage Broker — she’s a powerhouse partner for real estate investors ready to grow and scale smarter. Alongside her husband and business partner, Brian Bowman, Charity specializes in Hard Money and DSCR loans, helping clients seize opportunities, maximize returns, and build lasting wealth. Known for her sharp market insights, creative financing strategies, and an unshakable commitment to excellence, Charity brings more than loans to the table — she brings vision, strategy, and results. She and Brian work tirelessly to create financing solutions tailored to each investor’s unique goals, making the impossible happen every day. If you’re serious about expanding your real estate portfolio and want a team that’s just as serious about your success, it’s time to work with Charity McCanna — where expertise meets hustle, and your investment dreams become reality.
JOSH TRUJILLO
LOAN OFFICER
I help real estate investors get the funding they need to build wealth through real estate. After years in the industry, I realized how confusing and overcomplicated the lending process can feel. My goal is to make it simple and straightforward so you can focus on closing deals, not fighting through red tape. I work with investors across the country on DSCR loans, bridge loans, fix and flip funding, and creative structures. Whether you’re buying your first rental, doing a cash-out refinance to pull equity, or structuring a tricky deal that needs multiple moving parts, I’ll help you line up the right terms and get it funded smoothly. I like working with people who think outside the box. The ones who are building something bigger for themselves and just need someone who can help them navigate the lending side the right way. When I’m not working on loans, you’ll usually find me traveling or spending time outdoors with my fiancée and our two dogs. If you’re an investor looking for a loan that actually fits your goals, reach out and let’s talk through your deal.
