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Case Studies

Deals other lenders couldn’t close

How DSCR Kings structures complex investor loans: hard money exits, no-seasoning cash-out refinances, short-term rentals and last-minute rescues.

Recent deals

Long Pond, PA: STR refinance out of hard money

Short-term rental · Oct 2026

$498KPurchase
$200KRenovations
$876KFinal value
$125KCash-out

The problem: a full renovation financed with hard money, no rental history yet, and an appraisal that came in more than $100K short.

The structure: a no-seasoning DSCR cash-out refinance qualified on AirDNA market data. We challenged the appraisal and got the value back.

The result: out of hard money and $125K back to the investor for the next deal.

STR purchase saved after a lender denial

Short-term rental purchase · DSCR loan

The problem: aggressive deadlines, unexpected bank requirements and a denial from the first lender.

The structure: we pivoted immediately to a new capital partner and rebuilt the file around its guidelines.

The result: approved in the final hours and closed. “Brian never wavered,” the investor wrote.

Out-of-state Florida rehab, then refinance

Hard money to DSCR

The problem: an out-of-state investor who couldn’t get a Florida project funded.

The structure: hard money for the project, with the refinance planned from day one.

The result: funded quickly, then refinanced as soon as the investor was ready.

What these deals have in common

  • Strategy before rate: the structure was built before the loan was placed
  • The exit was planned before the first loan closed
  • When a lender or appraiser said no, we found the path to yes

What investors say

“Aggressive deadlines, unexpected bank requirements, and even a denial from the first lender that could have easily killed the deal. But Brian never wavered. He immediately pivoted, found a new bank… and get it approved in the final hours, literally saving the deal.”

Logan B. DSCR Kings clientLogan B. · short-term rental purchase, DSCR loan

“I am out of state and had a project in Florida that I was having a hard time funding… Brian’s experience was crucial in finding a great solution and funded my project very quickly. As soon as I was ready to refinance, Brian worked quickly to get our deal closed.”

Rod R. DSCR Kings clientRod R. · out-of-state rehab, then refinance

“Brian came thru in the 9th inning and hit a home run… We thought it was no hope for the deal when we got in contact with Brian and his team.”

Terrell S. DSCR Kings clientTerrell S. · investor, LLC borrower

From verified client reviews. 4.8★ across 1,575 reviews.

Get your terms

Send the deal. We’ll structure it to qualify for the best terms our capital partners offer, and show you the options side by side.

Business-purpose loans for investment properties only; not for owner-occupied homes. Terms, leverage and approval depend on the property, the borrower’s credit and capital-partner guidelines and are not guaranteed. Programs and availability vary by state. Where state law requires a license, loans are originated through appropriately licensed partners.

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